Angela Peters

REALTOR
License#: NE - 20110578, IA - S73434000

Blog

Thinking About Using Your 401(k) SEP ETC To Buy a Home?

By Angela Peters - November 08, 2023
Thinking About Using Your 401(k) SEP, IRA ETC To Buy a Home? Are you dreaming of buying your own home and wondering about how you’ll save for a down payment? You’re not alone. Some people think about tapping into their 401(k) savings to make it happen. But before you decide to dip into your retirement to buy a home, be sure to consider all possible alternatives and talk with a financial expert.

Don’t Expect a Flood of Foreclosures

By Angela Peters - October 04, 2023
Don’t Expect a Flood of Foreclosures The rising cost of just about everything from groceries to gas right now is leading to speculation that more people won’t be able to afford their mortgage payments. And that’s creating concern that a lot of foreclosures are on the horizon. While it’s true that foreclosure filings have gone up a bit compared to last year, experts say a flood of foreclosures i

Your Home Equity Can Offset Affordability Challenges

By Angela Peters - September 29, 2023
Your Home Equity Can Offset Affordability Challenges Are you thinking about selling your house? If so, today’s mortgage rates may be making you wonder if that’s the right decision. Some homeowners are reluctant to sell and take on a higher mortgage rate on their next home. If you’re worried about this too, know that even though rates are high right now, so is home equity. Here’s what you

How Inflation Affects Mortgage Rates

By Angela Peters - August 09, 2023
How Inflation Affects Mortgage Rates When you read about the housing market in the news, you might see something about a recent decision made by the Federal Reserve (the Fed). But how does this decision affect you and your plans to buy a home? Here’s what you need to know. The Fed is trying hard to reduce inflation. And even though there’s been 12 straight months where inflation has cooled (se

Explaining Today’s Mortgage Rates

By Angela Peters - August 04, 2023
Explaining Today’s Mortgage Rates If you’re following mortgage rates because you know they impact your borrowing costs, you may be wondering what the future holds for them. Unfortunately, there’s no easy way to answer that question because mortgage rates are notoriously hard to forecast. But, there’s one thing that’s historically a good indicator of what’ll happen with rates, and that’s the

Homebuyers Are Still More Active Than Usual

By - August 02, 2023
Homebuyers Are Still More Active Than Usual Even though the housing market is no longer experiencing the frenzy that was so characteristic of the last couple of years, it doesn’t mean today’s market is at a standstill. In actuality, buyer traffic is still strong today. The ShowingTime Showing Index is a measure of how much buyers are touring homes. The graph below uses that index to illustrate

Don’t Fall for the Next Shocking Headlines About Home Prices

By Angela Peters - July 31, 2023
Don’t Fall for the Next Shocking Headlines About Home Prices Thinking of buying or selling a home is one of the biggest questions you have right now is probably: what’s happening with home prices? And it’s no surprise you don’t have the clarity you need on that topic. Part of the issue is how headlines are talking about prices. They’re basing their negative news by comparing current stats to t

Foreclosure Numbers Today Aren’t Like 2008

By - July 28, 2023
Foreclosure Numbers Today Aren’t Like 2008 If you’ve been keeping up with the news lately, you’ve probably come across headlines talking about the increase in foreclosures in today’s housing market. This may have left you with some uncertainty, especially if you’re considering buying a home. It’s important to understand the context of these reports to know the truth about what’s happening today

Two Questions To Ask Yourself if You’re Considering Buying a Home

By - July 21, 2023
Two Questions To Ask Yourself if You’re Considering Buying a Home If you’re thinking of buying a home, chances are you’re paying attention to just about everything you hear about the housing market. And you’re getting your information from a variety of channels: the news, social media, your real estate agent, conversations with friends and loved ones, overhearing someone chatting at the local s

What Homebuyers Need To Know About Credit Scores

By Angela Peters - June 26, 2023
What Homebuyers Need To Know About Credit Scores Many would-be buyers feel like their credit score is too low for them to buy a home. By sharing this blog with them, you can give them the facts on what sort of credit score they may need, why it matters, and most importantly, what they can do to improve their score. If you’re thinking about buying a home, you should know your credit score’s

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